Insurance We Accept
Ark Counseling works with many major Minnesota plans. Send us your details and we will verify your benefits, privately and with no obligation.
Coverage, made clear before you commit
Cost should never be the reason someone does not get help. Coverage varies by plan and by person, so the surest way to know your benefits is to let us check for you, privately and with no obligation.
The plans below are ones we commonly work with. Even if you do not see yours, reach out anyway. Many plans include out of network benefits, and we will help you understand them.
Insurance we accept
Coverage often includes outpatient mental health and substance use benefits. We will confirm the details of your specific plan.
Blue Cross Blue Shield of Minnesota
The largest health plan in the state, with wide commercial and group coverage that often includes behavioral health and substance use benefits.
HealthPartners
A Minnesota based, integrated care and insurance organization whose plans commonly cover outpatient mental health and substance use treatment.
Medica
A regional health plan serving Minnesota and the Upper Midwest, with plans that frequently include addiction treatment benefits.
UCare
An independent, Minnesota based nonprofit health plan, well known for Medicaid and Medicare products that often cover substance use services.
Cigna
A national insurer whose behavioral health benefits, administered through Evernorth, commonly include outpatient addiction counseling.
Aetna
A national insurer, part of CVS Health, offering behavioral health coverage that frequently includes outpatient substance use treatment.
UnitedHealthcare and Optum
One of the largest national insurers, with behavioral health managed through Optum, often covering outpatient addiction care.
Minnesota Medical Assistance
Minnesota's Medicaid program, which covers substance use disorder treatment for eligible residents.
We will check your coverage for you
No obligation, and your information stays private. Most people hear back within one business day.
About coverage and cost
What if you are out of network for my plan?
Many plans still reimburse part of out of network outpatient care. We will help you understand your benefits and, where it helps, provide the paperwork you need to file.
Can I pay out of pocket?
Yes. Self pay is available, and we will be transparent about cost up front so there are no surprises.
Will using insurance affect my privacy?
Substance use treatment records carry strong federal privacy protections. We share only what is necessary to process your benefits.
How do I start?
Send the verification form above or request a consultation. We will confirm your benefits and walk you through next steps.
Let us take the insurance guesswork off your plate
Send your details and we will verify your benefits privately, with no obligation.